by James LaCorte | May 29, 2019 | Health Insurance, Understanding Insurance | 0 comments Each year, you make important decisions about your health insurance coverage. You do the research, do the math, and sign up for the plan that’s best for you and your family. Maybe that’s individual coverage purchased through a local insurance […]
– Life Changes? How to Get Health Insurance Coverage When It Does Read More »
by Dr. Larry Wu | Mar 11, 2019 | Health & Wellness | 0 comments The premature death of Luke Perry at age 52 came as a shock to everyone. Although the origin of his stroke has not been released, death by a stroke is among the top five killers in the United States. While
– 5 Ways to Reduce Your Risk for Stroke Read More »
by Blue Cross NC | Oct 15, 2018 | Health Insurance | 0 comments You just received your Blue Cross and Blue Shield of North Carolina (Blue Cross NC) health insurance papers in the mail. No matter how long you stare at them, there is a chance that you still don’t understand what anything written on the documents actually mean. WHAT’S A
– What does it all mean? A useful list to explain the toughest insurance terms. Read More »
by Brooke Kelly | Jan 14, 2019 | Employer Well-Being | 0 comments I recently read an article from SelfHelpWorks called “US Wellness Program Considerations for 2019”.1With a fresh new year ahead of us and learnings from the last planted in our minds, articles such as this one provide me with a great perspective on employers’ thoughts about their wellness programs. From
Consider This: Wellness Thoughts For 2019 Read More »
There are people who believe Americans would settle for socialized medicine. Free care for all may sound good, but someone has to pay the providers. If docs and hospitals became gov’t employees that’s like the VA. Some want Medicare for all, but Medicare is not free and there are fewer providers accepting Medicare reimbursements. Raising
Free healthcare may not be quality health care Read More »
The Annual Enrollment Period (AEP) for individual and family medical insurance plans mandated by the Affordable Care Act (ACA) will be November 1, 2018 through December 15, 2018 for 2019 plans. BCBSNC will be the only consumer insurance carrier in our region for 2019. The benefit designs have higher out-of-pocket costs than plans before the
ACA Updates for 2019 Enrollment Read More »
ACA Special Enrollment Periods for 2018 Now that the health insurance Annual Enrollment Period (AEP) has ended for 2018, the only way to purchase individual or family coverage is to have a qualified life event: lose your coverage at work, age off of a parent’s policy (age 26), get married, get divorced or legally separated,
ACA Special Enrollment Periods for 2018 Read More »
Medicare for all is not the healthcare cure-all. Presently, most people pay Medicare payroll taxes all of their working years and still pay $109 up to $428 monthly for Medicare insurance at age 65. An individual who has not paid into the system (unless a qualifying spouse or child) currently pays over $800 per month
Wrong Prescription for Healthcare Read More »
Most job seekers are looking for a company that offers benefits to their employees. When employers are seeking top talent, it’s to their advantage to offer a package of perks, including group health insurance. We work with employers to design a competitive package, often including voluntary benefits an employee can have payroll deducted. Such offerings
Employer Group Plans Read More »
Healthcare is expensive and the insurance that helps pay for provider services is likewise expensive. Increased use of doctors and medical facilities, the demand for the newest technology and expensive medications, and our desire that our ailments be “fixed now” drives up the cost of healthcare. Defensive medicine is another cost driver as physicians may
Nonpartison Healthcare Read More »
