– Life Changes? How to Get Health Insurance Coverage When It Does

by James LaCorte | May 29, 2019 | Health Insurance, Understanding Insurance | 0 comments Each year, you make important decisions about your health insurance coverage. You do the research, do the math, and sign up for the plan that’s best for you and your family. Maybe that’s individual coverage purchased through a local insurance… Continue reading – Life Changes? How to Get Health Insurance Coverage When It Does

– What does it all mean? A useful list to explain the toughest insurance terms.

by Blue Cross NC | Oct 15, 2018 | Health Insurance | 0 comments You just received your Blue Cross and Blue Shield of North Carolina (Blue Cross NC) health insurance papers in the mail. No matter how long you stare at them, there is a chance that you still don’t understand what anything written on the documents actually mean. WHAT’S A… Continue reading – What does it all mean? A useful list to explain the toughest insurance terms.

Consider This: Wellness Thoughts For 2019

by Brooke Kelly | Jan 14, 2019 | Employer Well-Being | 0 comments I recently read an article from SelfHelpWorks called “US Wellness Program Considerations for 2019”.1With a fresh new year ahead of us and learnings from the last planted in our minds, articles such as this one provide me with a great perspective on employers’ thoughts about their wellness programs. From… Continue reading Consider This: Wellness Thoughts For 2019

Free healthcare may not be quality health care

There are people who believe Americans would settle for socialized medicine. Free care for all may sound good, but someone has to pay the providers. If docs and hospitals became gov’t employees that’s like the VA. Some want Medicare for all, but Medicare is not free and there are fewer providers accepting Medicare reimbursements. Raising… Continue reading Free healthcare may not be quality health care

ACA Updates for 2019 Enrollment

The Annual Enrollment Period (AEP) for individual and family medical insurance plans mandated by the Affordable Care Act (ACA) will be November 1, 2018 through December 15, 2018 for 2019 plans. BCBSNC will be the only consumer insurance carrier in our region for 2019. The benefit designs have higher out-of-pocket costs than plans before the… Continue reading ACA Updates for 2019 Enrollment

Employer Group Plans

Most job seekers are looking for a company that offers benefits to their employees.  When employers are seeking top talent, it’s to their advantage to offer a package of perks, including group health insurance. We work with employers to design a competitive package, often including voluntary benefits an employee can have payroll deducted.  Such offerings… Continue reading Employer Group Plans

Nonpartison Healthcare

Healthcare is expensive and the insurance that helps pay for provider services is likewise expensive. Increased use of doctors and medical facilities, the demand for the newest technology and expensive medications, and our desire that our ailments be “fixed now” drives up the cost of healthcare.  Defensive medicine is another cost driver as physicians may… Continue reading Nonpartison Healthcare