We Take the Steps with You to Preserve Your Future
The massive insurance marketplace is daunting even for the most knowledgeable. We’re here to answer your questions, explain insurance terminology, and help you enroll in what feels best for you, your family, or your business.
Individual and Family Health Insurance
There are numerous options for medical insurance coverage with preventive care covered at 100%, no deductible. Do you prefer a more comprehensive coverage, or are you willing to pay for the small things yourself?
Group Plans
Click HERE for an Employee Census Template for a Customized Quote for your Group
The group medical plan is usually the employer benefit that causes the most frustration. We help companies design a benefit package that may include a combination of plans-medical, dental, vision, life, disability, and/or long-term care insurance. We also assist with retirement plans and executive specialty benefits that align with company goals.
Dental Plans
BlueCross BlueShield Dental Quote
When it comes to your pearly whites, a good dentist is a must-have!
Make sure you choose a plan that not only covers those routine check-ups but also those unexpected treatments. Click the link above to choose a plan that best fits your needs.
Vision Plans
BlueCross BlueShield 20/20 Quote
Get a quote for all your eye care needs.
From routine eye exams, to stylish glasses and comfortable contact lenses, we have a vision plan for you.
Select your plan and enroll today!
Supplemental Plan Options
Supplemental plans like accident, critical illness, cancer and hospital indemnity can protect you from high health insurance deductibles and lost wages from missing work. Lump sum payments are made directly to you. Health Insurance helps offset the high cost of hospitalization, but it doesn’t cover all out-of-pocket medical bills , let alone personal expenses like your rent , mortgage, your car payment or your groceries.
Life Insurance
Life insurance provides money to handle personal or business situations that are left behind. But life insurance can be designed to provide benefits while living too. Are you interested in tax-free income?
Long-term Care Insurance
Do you have a financial plan for costs associated with home health care? If you or a loved one ever needed to stay in an assisted living facility, how would you pay that extra expense-- anywhere from $3000 to $9000 per month for the facility and meals.
Retirement Plans
Your retirement may be years away or nearby. In either scenario, your plan is continually tailored to fit your situation as well as your risk tolerance. As life happens, circumstances change, and needs change.
Medicare Eligible Plans
Click HERE for a Medicare Health Insurance Quote
We represent most major carriers in North Carolina.
We do not represent every plan available in your area. Any information we provide is limited to those plans we do offer. Please contact Medicare.gov or call 1-800-MEDICARE to get information on all of your plan options.
Blue Medicare SupplementSM from Blue Cross and Blue Shield of North Carolina
Enrolled in Part A and Part B? Get more with Blue Medicare Supplement
Original Medicare only covers some of your medical costs. That's why Blue Cross and Blue Shield of North Carolina (Blue Cross NC) offers reliable Medicare Supplement plans to help lessen the worries over what Medicare doesn't cover.
With Blue Medicare Supplement, you'll enjoy:
- Coverage for the costs not covered by Original Medicare (Parts A and B)
- The freedom to see any Medicare-participating provider nationwide
- Rates as low as $36.50 per month*
- Flexibility to change plans
- A healthy aging and exercise program
- Significant savings on hearing aids
*Example for a female non-smoker, age 65. Premium rates can vary based on a number of factors. Contact Blue Cross NC or your Authorized Independent Agent to learn more.
Blue-to-BlueSM : Flexibility to change
With some insurers, you can get locked into a plan that may not be right for you. But thanks to our exclusive Blue-to-Blue program, if your needs change over time, Blue Cross NC gives you the flexibility to switch Medicare plans: *
- Without additional medical exams
- Without underwriting or additional health questions
- Without any hassle
*Blue-to-Blue is only available when you switch from one Blue Cross NC Medicare plan to another Blue Cross NC Medicare plan. You may only switch during designated times of the year. Certain other limits apply. Contact the plan or your Authorized Independent Agent for more information.
Guaranteed acceptance
You cannot be turned down for Blue Medicare Supplement, and may not have to complete a medical questionnaire, if you meet all of the following criteria:
- You are age 65 or older, or under age 65 and are eligible for Medicare due to disability*
- You enroll within six months of enrolling in Medicare Part B
- You are not covered by certain Medicaid programs
- You are a resident of North Carolina
*Guaranteed acceptance for those under age 65 who have Medicare due to disability is limited to Plan A and Plan G.
No waiting periods
If you enroll early, you may be eligible for a Medicare Supplement plan without waiting periods for pre-existing conditions. If you wait until after your deadline to enroll, you may have a waiting period for pre-existing conditions.
Stay Healthy with Silver&Fit
Blue Medicare Supplement comes with the Silver&Fit Healthy Aging and Exercise Program. This fitness program includes:
- On-demand workout videos
- Healthy aging coaching
- Support for creating workout plans
Plus:
- For a $10 annual fee, you can choose one home fitness kit, including an option with a fitness tracker.
- For a $50 annual fee, you can join one of thousands of participating fitness centers or select YMCAs in the Standard network. You also have access to the Premum network — including fitness studios and unique experiences — for an additional cost.
Disclaimer: The Silver&Fit program is provided by American Specialty Health Fitness, Inc., a subsidiary of American Specialty Health Incorporated (ASH). Silver&Fit is a federally registered trademark of ASH. The program is not part of a member's policy or benefits. All programs and services are not available in all areas and are subject to change. This program includes the Standard network; Premium network may have monthly costs. Some facilities may offer limited hours. ASH does not offer Blue Cross or Blue Shield products or services. Not connected with or endorsed by the U.S. government or the federal Medicare program.
TruHearing Program®
TruHearing covers one hearing aid per ear per year for a low copay of $699 for Advanced hearing aids or $999 for Premium hearing aids. Also, as part of the program, a TruHearing provider will help you choose the best hearing aid for your lifestyle and unique hearing needs.
Disclaimer: TruHearing is a registered trademark of TruHearing, Inc. TruHearing is an independent company and does not offer Blue Cross or Blue Shield products or services. This program may change or be discontinued at any time.
About Blue Cross NC
As North Carolina's most preferred health insurer, * people depend on Blue Cross NC's large network of providers and more than 90 years of experience to provide the knowledge and expertise they need, right in their own backyard.
Ready to get started? Contact me today to:
- Compare plan benefits
- Get a free rate quote
Notes:
- For costs and further details of the coverage, including exclusions, any reductions or limitations, and terms under which the policy may be continued in force, contact your agent or the company.
- Plan A: BMS A, 2/22; Plan G: BMS G, 2/22; Plan G-HD: BMS HDG, 2/22; Plan K: BMS K, 2/22; Plan N: BMS N, 2/22.
- Agent/Agency is an independent authorized Agent/Agency licensed to sell and promote products from Blue Cross NC. The content contained in this site is maintained by Agent/Agency.
- Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program.
- Policy benefits are limited to those approved by Medicare for payment.
Blue Cross and Blue Shield of North Carolina (Blue Cross NC) provides free aids to service people with disabilities as well as free language services for people whose primary language is not English. Please contact 1-800-478-0583 (TTY: 711) for assistance.
Blue Cross and Blue Shield of North Carolina (Blue Cross NC) proporciona asistencia gratuita a las personas con discapacidades, asi como servicios lingüisticos gratuitos para las personas cuyo idioma principal no es e/ inglés. Llame al 1-800-478-0583 (TTY: 711) para obtener ayuda. O, SM are marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans. All other marks and names are property of their respective owners. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. U4093, 1/24